The Great API Debate: Should Banks Charge for Access?
Mary talks with Huw Davies, co-founder and chief executive at open finance company Ozone API, about what this shift could mean for banks, fintech firms and the rest of the industry. From pricing models to global lessons, Huw weighs into the money, the timing and the soap opera of U.S. banking regulation. Plus, they explore what many are not talking about right now: how banks are some of the biggest users of the technology.
The FCA has published its Open Finance Roadmap, with key milestones beginning this year and a 2030 horizon. Banks, lenders, and fintechs face a significantly wider scope than open banking, with real commercial opportunity for those who prepare early. Here is what the roadmap says and what it means for your business.
The FCA has published its Open Finance Roadmap with specific milestones, credible use cases, and an honest acknowledgement that the UK is catching up, not leading. We break down what the plan gets right, where the real risks are, and what regulators worldwide should take from it.
At FDX Global Summit 2026, one theme dominated: banks are already moving on digital assets, but open finance doesn't support them yet. Ozone API's Co-Founder and CEO Chris Michael shares what it will take to close that gap, from solvable technical challenges to the case for global standards over market-by-market patchwork.