According to The Global Findex database, 74% of Montenegrins had access to the internet.
No Open Banking
According to Nordigen, the status of Open Banking in Montenegro is still non-existent.
According to The Global Findex database, 68% of Montenegrins have bank accounts, which means that 32% of the citizens are unbanked.
According to the Cambridge Centre of Alternative Finance, 50% of the citizens of Montenegro had basic or above basic digital skills.