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No Open Banking

According to The Global Findex database, 74% of Montenegrins had access to the internet. 

According to Nordigen, the status of Open Banking in Montenegro is still non-existent.

According to The Global Findex database, 68% of Montenegrins have bank accounts, which means that 32% of the citizens are unbanked.

In 2019, 3 Fintechs operated in Montenegro.

According to Statista, Montenegro’s largest market segment will be Digital Payments with a total transaction value of US$1390.00m in 2022.

According to the Cambridge Centre of Alternative Finance, 50% of the citizens of Montenegro had basic or above basic digital skills.