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Huw Davies

Co-founder & Co-CEO
Huw is a seasoned leader with over 25 years in banking, including roles as Global Head of Payments at HSBC and Head of Digital Payments at MasterCard. As Ecosystem Development Director at OBIE, he was instrumental in advancing open banking in the UK, laying the groundwork for open finance. Huw’s experience building high-growth businesses within global corporations and startups gives his articles unique depth, providing thought leadership that helps readers navigate the rapidly evolving finance and payments landscape.

Articles by Huw Davies

Observations on open banking standards
Insights

5 Observations from Supporting the Major Global Open Banking Standards

At Ozone API our mission is to help banks and financial institutions deliver high performing open APIs, so they can meet regulatory requirements and drive their strategies for creating revenue through value adding and premium APIs. Our background has involved creating a number of the leading global open banking standards so we have a fairly…

Huw Davies
11, Oct 2023
isometric vector illustration on gray background, vintage scales and a man with a woman holding cubes with a question mark, justice or equalization in rights, weight measurement
Insights

The Battle of the Standards – Who Is ‘Winning’ in the Ever More Complex Open Finance Landscape?

Is there a best in class open banking standard? Explore pockets of excellence around the globe and navigate the complex ecosystem.

Huw Davies
30, May 2023
Insights

Will open finance be the catalyst for an Inclusion Revolution?

Ozone API Co-founder and CCO, Huw Davies, believes that we are about to experience an inclusion revolution with major benefits for both financial institutions and tens of millions of people. Read on to find out why.

Huw Davies
11, Jul 2022
Insights

Open banking should make the bank, not break the bank

Open banking should make the bank, not break the bank – A perspective on delivering PSD2 compliance for smaller banks and FIs.

Huw Davies
18, May 2021
Insights News

Open Finance – Finally a panacea to tackle financial inclusion?

Check out Ozone’s latest blog which addresses whether open finance is finally a panacea to tackle financial inclusion?

Huw Davies
29, Sep 2020