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The most advanced open API platform in the world. The Ozone API platform enables any bank or financial institution to quickly deliver open APIs to meet regulatory requirements, provide a great user experience and turn open banking into a profitable commercial channel.

One platform, endless connections

Our platform is the ‘hero’ of Ozone API. It includes everything a bank or financial institution needs to be compliant with open banking standards and regulations around the world.

It helps banks to quickly and simply expose secure open APIs to the open banking ecosystem to enable their customers to safely share access to their account information and services with trusted third party apps.

It is also the centre of our Market Hub solution that delivers a complete open banking or open finance ecosystem for central banks, regulators, and market infrastructure providers.

Why choose the Ozone API Platform?

Our platform is comprehensive, flexible, and ready to go whenever you are.

Security adherence

FAPI certified and conformant with the highest global security standards.

Rapid deployment

Simple integration tools ensure quick deployment for any bank and the ability to deploy in any cloud environment.

Exceptional performance

Highly efficient code with a low footprint that can auto-scale, our platform delivers open banking APIs with market-leading performance.

Comprehensive functionality

Delivering an incredibly rich API catalogue, pulling together the best capabilities to meet open banking standards wherever you are in the world.

Lower cost

Quick to set up and with ongoing support and standards maintenance, our platform ensures a simple solution to a complex problem with a lower cost of ownership.

Global regulatory compliance

Our platform supports all major global open banking standards and ensures ongoing compliance as they evolve.

Security adherence

FAPI certified and conformant with the highest global security standards.

Rapid deployment

Simple integration tools ensure quick deployment for any bank and the ability to deploy in any cloud environment.

Exceptional performance

Highly efficient code with a low footprint that can auto-scale, our platform delivers open banking APIs with market-leading performance.

Comprehensive functionality

Delivering an incredibly rich API catalogue, pulling together the best capabilities to meet open banking standards wherever you are in the world.

Lower cost

Quick to set up and with ongoing support and standards maintenance, our platform ensures a simple solution to a complex problem with a lower cost of ownership.

Global regulatory compliance

Our platform supports all major global open banking standards and ensures ongoing compliance as they evolve.

Supports all global standards

As a leader in open banking standards development, we ensure the Ozone API Platform is the most complete solution. It supports all global open banking standards, providing the richest functionality while keeping you fully compliant. With guaranteed updates, you’ll always stay aligned with the latest regulations.

Compliance in weeks not months

From navigating regulatory frameworks to ensuring robust security, our solution streamlines compliance, mitigates risks, and boosts operational efficiency. With seamless integration and simple deployment tools, any bank — on any technology stack — can achieve compliance in weeks, not months.

Best in class performance

Our platform sets the standard for performance, with highly efficient code and a minimal footprint. It’s engineered to auto-scale, ensuring fast and reliable open API delivery. With a focus on scalability and low latency, users benefit from seamless integration and consistent uptime, making it an optimal choice for businesses prioritising speed and reliability.

Secure to the core

The Ozone API Platform delivers top-tier security, industry-leading performance, and compliance with best-in-class standards. ISO 27001 and SOC 2 certified, it supports all versions of the Financial Grade API (FAPI) standards. As global experts, we prioritise security and compliance, ensuring unmatched reliability for our clients and partners.

Beyond compliance

Whether it’s exploring new profitable channels, enhancing customer experiences, or driving innovation, elevate your business with access to cutting-edge technology and customisable commercial solutions. The Ozone API Platform has an extensive API catalogue that helps you to monetise APIs and deliver embedded finance.

What’s included in the Ozone API Platform?

Building and maintaining standards-compliant open banking APIs can be costly and resource-intensive.

The Ozone API Platform contains everything
a bank or financial institution needs, now and as standards evolve, on a global scale. 



It is ready to go and can be integrated with your existing technology quickly and simply.

  • Consent Management
  • Developer Portal
  • Standard-compliant APIs
  • Reporting and Billing
    Functionality
  • Third Party Management
  • Simple Integration

Ozone Connect Ozone Connect

Our simple integration connection mechanism.
  • Enables rapid and light touch implementation
  • The foundation to transform into open APIs in line with any global standard, now and in the future
  • Includes a range of pre-built connectors to common core banking platforms

Ozone Resource Server Ozone Resource Server

Where the magic happens. Transforming a simple internal interface into a set of standards-compliant open APIs.
  • Supports all major global open banking and open finance standards
  • Ongoing updates as new standards and versions are published
  • A rich catalogue of API sets that go way beyond compliance, enabling value-adding and premium APIs

Ozone Verify Ozone Verify

Enables secure, automated onboarding and ongoing management of Third Party Provider (TPP) access.
  • Automated validation and verification of TPPs through integration with market directories
  • Enhanced lifecycle management, e.g. allow/deny lists, to mitigate risk and enable commercial partnerships

Ozone Authorization Server Ozone Authorization Server

We meet, or exceed, regulatory security standards through:
  • Supporting FAPI 2.0 and all global versions and variations of FAPI (the global security gold standard)
  • Securely managing consents
  • Ensuring all data disclosure and payment initiation can only happen with authorised consent

Ozone Developer Portal Ozone Developer Portal

Everything you need to deliver a great developer experience:
  • Rich documentation and specifications
  • Tools and sample code to make connection for third party providers easy
  • Flexibility to deliver with your own branding

Ozone Admin Portal Ozone Admin Portal

Provides tools for the effective management of the API channel.
  • Comprehensive reporting suite to monitor API usage that meets regulatory and commercial reporting requirements
  • Billing reporting
  • Simple admin management

Ozone Consent Manager Ozone Consent Manager

Delivering the capabilities to provide a great consent experience for end users.
  • Fine grained, end to end, consent management
  • Tools that enable banks to easily embed and deliver great user experience for consent authorisation and ongoing consent management
  • Support for regulatory and premium use cases

Ozone Consent App Ozone Consent App

An optional addition ideal for small providers to deliver
a secure authentication and consent management approach, or for national providers delivering a central consent app.
  • Available for both iOS and Android
  • Enables biometric-based SCA and consent management for seamless banking connectivity
  • Flexible deployment and branding options

Ozone Connect Ozone Connect

Our simple integration connection mechanism.
  • Enables rapid and light touch implementation
  • The foundation to transform into open APIs in line with any global standard, now and in the future
  • Includes a range of pre-built connectors to common core banking platforms

Ozone Resource Server Ozone Resource Server

Where the magic happens. Transforming a simple internal interface into a set of standards-compliant open APIs.
  • Supports all major global open banking and open finance standards
  • Ongoing updates as new standards and versions are published
  • A rich catalogue of API sets that go way beyond compliance, enabling value-adding and premium APIs

Ozone Verify Ozone Verify

Enables secure, automated onboarding and ongoing management of Third Party Provider (TPP) access.
  • Automated validation and verification of TPPs through integration with market directories
  • Enhanced lifecycle management, e.g. allow/deny lists, to mitigate risk and enable commercial partnerships

Ozone Authorization Server Ozone Authorization Server

We meet, or exceed, regulatory security standards through:
  • Supporting FAPI 2.0 and all global versions and variations of FAPI (the global security gold standard)
  • Securely managing consents
  • Ensuring all data disclosure and payment initiation can only happen with authorised consent

Ozone Developer Portal Ozone Developer Portal

Everything you need to deliver a great developer experience:
  • Rich documentation and specifications
  • Tools and sample code to make connection for third party providers easy
  • Flexibility to deliver with your own branding

Ozone Admin Portal Ozone Admin Portal

Provides tools for the effective management of the API channel.
  • Comprehensive reporting suite to monitor API usage that meets regulatory and commercial reporting requirements
  • Billing reporting
  • Simple admin management

Ozone Consent Manager Ozone Consent Manager

Delivering the capabilities to provide a great consent experience for end users.
  • Fine grained, end to end, consent management
  • Tools that enable banks to easily embed and deliver great user experience for consent authorisation and ongoing consent management
  • Support for regulatory and premium use cases

Ozone Consent App Ozone Consent App

An optional addition ideal for small providers to deliver
a secure authentication and consent management approach, or for national providers delivering a central consent app.
  • Available for both iOS and Android
  • Enables biometric-based SCA and consent management for seamless banking connectivity
  • Flexible deployment and branding options

With every deployment of the Ozone API Platform we provide sandbox, pre-production and production environments.

The Ozone API Sandbox provides everything you need to allow TPPs and fintechs to test their products and services with your APIs, which enables:

  • A direct replica of the production APIs with life-like rich synthetic data to simulate real bank behaviour
  • Third parties to test their apps to ensure compliance before launch into production
  • Licensing to use the Ozone API Sandbox which is included as standard in all contract types

Delivering Success

Our delivery model is as flexible as our product and services suite, and is led by your specific requirements.

Our platform can be integrated directly with a bank’s or financial institution’s existing systems, embedded in a technical provider’s solution, or delivered as a complete market ecosystem.

Deployment Options

Banks, Financial Institutions and Partners

Whether you’re a bank, financial institution, or partner that needs a Software as a Service integration, or a software only implementation, we have you covered.

Software as a Service

A full SaaS offering enables any bank or financial institution, anywhere in the world, to deliver open banking or finance APIs:

  • Supports all global standards with new versions added immediately
  • White-label customisation, enabling seamless integration with client branding
  • Intelligent design to ensure new markets, standards, or updates can be added whilst minimising downstream impact
Software only

Our on-premise model offers tailored solutions, ensuring that the specialist Ozone API components can accelerate the delivery of your platform. Clients and partners can deploy our platform within their infrastructure, meeting regulatory requirements and providing the tools to power commercial growth.

With extensive customisation, clients can adapt the platform to their specific needs.

Market Infrastructure

Our platform can power a market API hub, providing the technology and infrastructure to deliver successful open banking and open finance ecosystems.

API Market Hub

The Ozone API Platform can be delivered as a Hub to power entire markets. We have a proven model to deliver tailored deployments to power market-wide API hubs, in partnership with central banks and major market enablers. This approach enables the installation of a robust, scalable platform, taking the heavy lifting away from banks and FIs and facilitating seamless interactions between financial institutions and their clients.

Enhanced Support Options

24/7
TPP Support

Always available support for Third Party Providers. We can manage any technical queries, and provide support leaving you free to focus on value-adding areas.

24/7
Service Desk

Whether you are a direct client, or
a partner of Ozone API, we provide
a 24/7 service desk to ensure you have the support you need, when you need it.

Regulatory Support

Our expert team can provide additional support and guidance throughout your compliance journey, such as exemption support if relevant for you.

How can we help you?

Complete the form and one of our open banking experts will get back to you soon.