According to The Global Findex database, 81% of Macedonians had access to the internet.
The Republic of North Macedonia
No Open Banking
The law on Payment Services and Payment Systems is drafted based on PSD2.
According to The Global Findex Database, 85% of Macedonian adults had bank accounts in 2021, leaving 15% unbanked.
Open Banking is included in the central bank strategy, and they have a working group dedicated to Open Banking.
The Central Bank of North Macedonia has established an innovation hub in order to adopt Fintech.