The Open Banking
Intelligence Hub

Everything you need to master open banking
and open finance

Open banking is transforming finance, but it’s not always easy to navigate. As creators of the UK standard and pioneers in open finance, we offer clear, practical resources to help banks, regulators, and partners move forward with confidence.

Structure

Open Finance Ecosystem Guide

Demystify participants and roles across global markets

A visual guide to open finance ecosystem roles worldwide. Maps participants from end users to infrastructure providers with real-world journey examples. Includes regional terminology across 15+ markets, showing how roles are named differently around the world.

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The Open Finance Tracker

Built to support global interoperability

Recently updated, The Open Finance Tracker allows you to navigate the complex global open banking and open finance landscape.

Use our comprehensive Standards Library to explore and compare standards worldwide, and use the Innovation Atlas to track implementation progress and status across every market.

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Standards Snapshots

Understand every global standard easily

Quick-reference cards for every major open banking and open finance standard worldwide. Each card covers regulatory principles, technical requirements, API capabilities, security protocols, and implementation timelines.

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Open Banking Glossary

Decode the jargon 

Clear and concise definitions of open banking terms, from APIs and ASPSP to PSD2 and TPP. No more confusion about technical jargon or regulatory terminology. Test your open banking knowledge with our Jargon Busting Quiz.

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Global Voices S3 Video Series

Learn from the experts shaping the global ecosystem

Exclusive interviews with regulators, bank executives and fintech leaders from across the globe. Get insider perspectives on market developments, implementation challenges and future opportunities.

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Introduction to Open Banking: Everything you need to know

Your one-stop-shop article to open banking

Throughout this introduction to open banking we cover the safety of open banking, look at its key components, its benefits and what the future holds for the industry. 

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Ozone API, Your Open Banking API Provider

We’re the global leaders in open banking and open finance technology, founded by the creators who wrote the UK open banking standard. Trusted by banks, regulators, and partners worldwide to deliver secure, compliant and innovative open finance solutions.

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