Ozone API

Ozone API is a global Fintech company founded by the team that wrote the UK open banking standard. We saw how difficult, time consuming and expensive banks were finding the delivery of open banking APIs, so we established Ozone API. We know the standards and open banking space better than anyone and continue to shape the development of standards globally.

Articles by Ozone API

News

Ozone API and Plumery Partner to Deliver Next-Generation Digital Banking Experience with Integrated Open Banking Capabilities

Market-leading open banking technology combines with cutting-edge digital banking platform to create seamless, standards-compliant customer experiences.

Ozone API
09, Sep 2025
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Insights News

The Current Status of Section 1033 in the United States: A Year on the Regulatory Rollercoaster

Section 1033 US open banking regulation faces uncertainty as JP Morgan Chase introduces fees, CFPB changes stance, and industry awaits regulatory clarity.

Ozone API
Insights

Open Banking in New Zealand: Why It Isn’t Just for the Big Banks

New Zealand’s open banking mandates major banks to implement CDR APIs by Dec 2025. Discover why smaller banks should act now to gain competitive advantage.

Ozone API
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Resources

22 Important Verification Of Payee Facts Every Payment Service Provider Must Know

Essential Verification Of Payee (VOP) compliance facts for Payment Service Providers. Learn the 22 critical requirements, liability shifts, and technical specifications before the October 2025 IPR deadline.

Ozone API
01, Sep 2025
Ozone API x Plaid cover image
News

Ozone API Joins Forces with Plaid to Accelerate Open Banking Across North America

Ozone API, a global leader in open banking technology, is proud to announce a new partnership with Plaid, a leading financial data network powering the digital financial tools that millions of people rely on every day. As part of this collaboration, Ozone API will join Plaid’s FDX enabled Gateway Partner Program, bringing its powerful open…

Ozone API
25, Jun 2025
Insights

The 3 Hidden Challenges of Early Adoption in Open Finance — and Why the Leap’s Still Worth It

Early adoption of open finance offers major advantages — but it’s not without challenges. Explore the main risks, from high initial costs to evolving standards.

Ozone API
New Smart Data Group Aims to Supercharge UK Economic Growth cover image
News

New Smart Data Group Aims to Supercharge UK Economic Growth

June 19 2025 marked a significant leap forward for the UK’s digital future, as policymakers, regulators, and industry leaders came together at Parliament to celebrate the launch of the Smart Data Group — a new, industry-led organisation designed to unlock an estimated £27.8 billion in economic value. The new group, chaired by former Smart Data…

Ozone API
20, Jun 2025
Insights

5 Key Benefits of Early Adoption in Open Finance: How to Lead, Innovate, and Monetise

Discover the top 5 benefits of early adoption in Open Finance — from gaining first-mover advantage to unlocking new revenue streams. Learn how your institution can lead, innovate, and shape the future of financial services.

Ozone API
12, Jun 2025
Insights

The Business Case for Early Adoption in Open Finance

While doing something different to those around you can be scary, it also creates a whole host of opportunities, particularly when it comes to adopting and embracing open finance early. Here are 5 points you should include in your business case for adopting open finance, regardless of what other businesses in your country are doing. …

Ozone API
03, Jun 2025