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Commercialising Open Banking: A Practical Guide

Around 60 jurisdictions have implemented open banking regulation. Most banks are still treating it as a compliance cost. This guide lays out the practical steps to change that — covering three API business models, regional considerations, and a realistic roadmap from compliance to commercialisation.

Huw Davies
30, Mar 2026
Resources

“We Were Thrilled About It”: Virgin Money’s Former CEO on Open Banking’s Early Days

During our podcast episode Off the Record: Huw Davies and Jayne-Anne Gadhia on Global Open Finance, Dame Jayne-Anne shares her first-hand experience of what it was like to be right at the heart of the UK’s open banking revolution. As CEO of Virgin Money during those early days, she witnessed the regulatory push for competition,…

Shannon Bellringer
19, Feb 2026
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Resources

Understanding ASPSPs and TPPs in the UK and Europe: The Two Sides of Open Banking

Lost in open banking acronyms? This guide explains who holds customer data (ASPSPs) and who uses it (TPPs) in the UK and European ecosystem. Find out which side your business is on and what that means for your strategy.

Shannon Bellringer
04, Feb 2026
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Resources Insights

The Anatomy of a Thriving Open Banking Ecosystem

If you’ve ever tried to explain how open banking works in Brazil to a regulator in Saudi Arabia, or map UK Open Banking terminology to Australia’s CDR framework, you know the problem: every market speaks a different language. So we built a solution: a visual map of the global open finance ecosystem that captures participants, roles, regulations, and standards across six continents in one accessible reference tool.

Robyn Winstanley
28, Jan 2026
Front cover of The Verification of Payee Rulebook Simplified PDF guide
Resources

The Verification Of Payee Rulebook Simplified

To help you navigate VOP, we’ve taken the complex EPC Rulebook and simplified it into an easy and accessible summary, including the legal framework, technical implementation, operational requirements and governance.

Ozone API
07, Nov 2025
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Resources

22 Important Verification Of Payee Facts Every Payment Service Provider Must Know

Essential Verification Of Payee (VOP) compliance facts for Payment Service Providers. Learn the 22 critical requirements, liability shifts, and technical specifications before the October 2025 IPR deadline.

Ozone API
01, Sep 2025
Resources

Championing Inclusivity: Ozone API Supports UK Charity National Star

At Ozone API, our commitment to ESG means creating real impact. In May 2025, we joined National Star’s “Makaton in May” challenge, learning new communication skills to better support people with disabilities. This experience strengthened our team, raised awareness and reinforced our dedication to building a more inclusive future.

Shannon Bellringer
23, Jul 2025
Resources

Your Guide to Mastering an Open Finance Strategy

Discover how to build a successful open finance strategy with this actionable guide. Learn to engage your board, define your roadmap, and design an API-led operating model. Download the full paper now.

Ozone API
28, May 2025
Resources

Your Verification Of Payee Questions Answered: Compliance Timeline, Challenges & Expert Insights

Got questions about Verification Of Payee (VOP) compliance? Get expert answers on the timeline, implementation challenges, and how VOP can help prevent APP fraud. Insights from our live webinar inside!

Ozone API
08, May 2025