The Ozone Layer – Is open banking rocket fuel for the challenger banks?
In this episode of the Ozone Layer, we talk to Diane Brocklebank who leads the Prepaid Internal Forum. An industry association representing many of the challenger banks, fintechs and smaller financial institutions who are looking to grow rapidly. Often at the expense of the biggest banks.
We talk about whether open banking is a massive opportunity or headache, what are the use cases that are gaining traction and what is coming next.
Consumer-Driven Banking in Canada received a significant push in the new federal budget released on November 4th 2025. Find out what it all means.
How Brazil built a comprehensive open finance ecosystem in 5 years with 700+ participants and 60M+ users—leapfrogging from follower to global leader.
Section 1033 US open banking regulation faces uncertainty as JP Morgan Chase introduces fees, CFPB changes stance, and industry awaits regulatory clarity.