Ozone API

Ozone API is a global Fintech company founded by the team that wrote the UK open banking standard. We saw how difficult, time consuming and expensive banks were finding the delivery of open banking APIs, so we established Ozone API. We know the standards and open banking space better than anyone and continue to shape the development of standards globally.

Articles by Ozone API

GFT and Ozone API logos
News

GFT and Ozone API Partner to Guide Canadian Institutions Through Open Banking Transition

GFT and Ozone API are partnering to launch North American financial institutions into the open banking arena as Canada’s Consumer Driven-Banking Act accelerates adoption. The partnership eliminates implementation roadblocks, helping banks achieve compliance quickly while unlocking commercial opportunities through embedded finance.

Ozone API
29, Jan 2026
Mobile with online money transfer application in Brazil called PIX.
Insights

La Historia De Las Finanzas Abiertas En Brasil

Cómo Brasil construyó un ecosistema financiero abierto integral en 5 años con más de 700 participantes y más de 60 millones de usuarios, pasando de seguidor a líder mundial.

Ozone API
12, Nov 2025
Front cover of The Verification of Payee Rulebook Simplified PDF guide
Resources

The Verification Of Payee Rulebook Simplified

To help you navigate VOP, we’ve taken the complex EPC Rulebook and simplified it into an easy and accessible summary, including the legal framework, technical implementation, operational requirements and governance.

Ozone API
07, Nov 2025
Blue background with dark blue island outline the shape of Brazil.
Insights

The History of Open Finance in Brazil

How Brazil built a comprehensive open finance ecosystem in 5 years with 700+ participants and 60M+ users—leapfrogging from follower to global leader.

Ozone API
24, Oct 2025
News

Ozone API and Plumery Partner to Deliver Next-Generation Digital Banking Experience with Integrated Open Banking Capabilities

Market-leading open banking technology combines with cutting-edge digital banking platform to create seamless, standards-compliant customer experiences.

Ozone API
09, Sep 2025
This illustration features a gavel beside a financial document and coins, symbolizing the intersection of law and finance, representing justice and economic transactions in a modern context.
Insights News

The Current Status of Section 1033 in the United States: A Year on the Regulatory Rollercoaster

Section 1033 US open banking regulation faces uncertainty as JP Morgan Chase introduces fees, CFPB changes stance, and industry awaits regulatory clarity.

Ozone API
Insights

Open Banking in New Zealand: Why It Isn’t Just for the Big Banks

New Zealand’s open banking mandates major banks to implement CDR APIs by Dec 2025. Discover why smaller banks should act now to gain competitive advantage.

Ozone API
Business people studying list of rules, reading guidance, making checklist. Vector illustration for company order, restrictions, law, regulations concept
Resources

22 Important Verification Of Payee Facts Every Payment Service Provider Must Know

Essential Verification Of Payee (VOP) compliance facts for Payment Service Providers. Learn the 22 critical requirements, liability shifts, and technical specifications before the October 2025 IPR deadline.

Ozone API
01, Sep 2025
Ozone API x Plaid cover image
News

Ozone API Joins Forces with Plaid to Accelerate Open Banking Across North America

Ozone API, a global leader in open banking technology, is proud to announce a new partnership with Plaid, a leading financial data network powering the digital financial tools that millions of people rely on every day. As part of this collaboration, Ozone API will join Plaid’s FDX enabled Gateway Partner Program, bringing its powerful open…

Ozone API
25, Jun 2025