Ozone API

Ozone API is a global Fintech company founded by the team that wrote the UK open banking standard. We saw how difficult, time consuming and expensive banks were finding the delivery of open banking APIs, so we established Ozone API. We know the standards and open banking space better than anyone and continue to shape the development of standards globally.

Articles by Ozone API

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Insights

The FCA’s Open Finance Roadmap: What It Means for Banks and Financial Institutions

The FCA has published its Open Finance Roadmap, with key milestones beginning this year and a 2030 horizon. Banks, lenders, and fintechs face a significantly wider scope than open banking, with real commercial opportunity for those who prepare early. Here is what the roadmap says and what it means for your business.

Ozone API
18, May 2026
Route to the goal. Working with plan on paper. Plan on paper. Strategy, marketing, business development. Flat vector illustration.
Insights

The FCA’s Open Finance Roadmap Is Really Promising, but the UK Has Ground to Make Up

The FCA has published its Open Finance Roadmap with specific milestones, credible use cases, and an honest acknowledgement that the UK is catching up, not leading. We break down what the plan gets right, where the real risks are, and what regulators worldwide should take from it.

Ozone API
11, May 2026
Resources

Key Takeaways from FDX Global Summit 2026 with Chris Michael

At FDX Global Summit 2026, one theme dominated: banks are already moving on digital assets, but open finance doesn’t support them yet. Ozone API’s Co-Founder and CEO Chris Michael shares what it will take to close that gap, from solvable technical challenges to the case for global standards over market-by-market patchwork.

Ozone API
05, May 2026
Ecosystem Collaboration: Open banking encourages collaboration between traditional financial institutions and new fintech players
Resources Insights

What is Open Banking? The Complete Guide for 2026

Open banking facilitates the secure sharing of financial data. Read our comprehensive guide to learn everything Open Banking.

Ozone API
01, May 2026
GFT and Ozone API logos
News

GFT and Ozone API Partner to Guide Canadian Institutions Through Open Banking Transition

GFT and Ozone API are partnering to launch North American financial institutions into the open banking arena as Canada’s Consumer Driven-Banking Act accelerates adoption. The partnership eliminates implementation roadblocks, helping banks achieve compliance quickly while unlocking commercial opportunities through embedded finance.

Ozone API
29, Jan 2026
Mobile with online money transfer application in Brazil called PIX.
Insights

La Historia De Las Finanzas Abiertas En Brasil

Cómo Brasil construyó un ecosistema financiero abierto integral en 5 años con más de 700 participantes y más de 60 millones de usuarios, pasando de seguidor a líder mundial.

Ozone API
12, Nov 2025
Front cover of The Verification of Payee Rulebook Simplified PDF guide
Resources

The Verification Of Payee Rulebook Simplified

To help you navigate VOP, we’ve taken the complex EPC Rulebook and simplified it into an easy and accessible summary, including the legal framework, technical implementation, operational requirements and governance.

Ozone API
07, Nov 2025
Blue background with dark blue island outline the shape of Brazil.
Insights

The History of Open Finance in Brazil

How Brazil built a comprehensive open finance ecosystem in 5 years with 700+ participants and 60M+ users—leapfrogging from follower to global leader.

Ozone API
24, Oct 2025
News

Ozone API and Plumery Partner to Deliver Next-Generation Digital Banking Experience with Integrated Open Banking Capabilities

Market-leading open banking technology combines with cutting-edge digital banking platform to create seamless, standards-compliant customer experiences.

Ozone API
09, Sep 2025