According to The Global Findex database, 75% of Serbians had access to the internet.
The instant payment system introduced in 2018 is obligatory for all banks in the Republic of Serbia. Instant payments at the point-of-sale was introduced in 2019. Work on PSD2 implementation started in 2020.
According to the Cambridge Centre of Alternative Finance, 46% of the citizens of Serbia had basic or above basic digital skills.
Serbia has a regulatory sandbox for Fintech companies, where they may test their business models.