Phoebe Singer

Marketing Executive

Phoebe is the Marketing Executive at Ozone API, working across a range of marketing activities including content creation, social media management, SEO and events.

With over five years’ experience in the fintech industry, Phoebe has worked across several SaaS businesses, specialising in building the brands of startups from scratch. She especially enjoys writing compelling pieces that engage industry leaders and share complex products with target decision-makers. Phoebe has been recognised in the industry such as Innovate Finance’s Women in Fintech Powerlist 2022 – Marketers & Communicators and 2021 – Rising Star.

Articles by Phoebe Singer

Investment profit growth, wealth accumulation interest rate return, growing money, income or revenue, asset value increase, portfolio, businessman watering growing money plant with prosperity.

Resources

Open Banking Revenue Models: How Banks Turn Compliance Into Commercial Returns

Open banking revenue models are the commercial frameworks banks use to generate income from their open banking infrastructure, beyond the regulated minimum of free API access for licensed third parties. Regulation sets the foundation. What a bank builds above that base, and how it prices it, is what determines whether open banking becomes a cost…

Phoebe Singer

12, Oct 2026

Regulations, law or rules, authority, legislation or government lawsuit, legal document justice or courthouse, verdict or punishment concept, businessman hold gavel with scale and regulation document.

Resources

Breaking Down the Silos: What Uruguay’s New Open Finance Decree Means for the Market

Uruguay’s financial sector is standing at the edge of its biggest structural shift in a generation. The Banco Central del Uruguay (BCU) recently published its draft bill (anteproyecto de ley), formalised as resolution P_2_2026, establishing a nationwide Open Finance System (Sistema de Finanzas Abiertas). It sits inside the BCU’s broader Hoja de Ruta del Sistema…

Phoebe Singer

27, Jul 2026

Data analysis chart and report, financial research or analyze information for marketing insight, analytics or optimization diagram, smart information, businessman analyze data with magnifying glass.

Resources

What is Embedded Finance?

Embedded finance is the implementation of financial services within non-financial contexts via standardised API connections to regulated bank infrastructure. Most coverage of embedded finance addresses the opportunity from the non-financial platform perspective: what it means for the retailer, the SaaS company, the marketplace. This piece takes the other angle, addressing what embedded finance means for…

Phoebe Singer

World economics worldwide international business, oversea trade network industry, global diplomacy, commerce or distribution, businessman pointing presentation on global world opportunity supply.

Resources

What Our Regional GMs are Expecting in Open Finance this H2

The first half of 2026 has been busy; Colombia made open finance mandatory, Saudi Arabia issued its first commercial open banking licences, the UAE completed one of the most ambitious cross-border open finance experiments in the world, UKPI launched what it calls the first new UK payment scheme since 2008, and in Brussels, a decade-long…

Phoebe Singer

07, Jul 2026