The Ozone Layer – Is open banking rocket fuel for the challenger banks?
In this episode of the Ozone Layer, we talk to Diane Brocklebank who leads the Prepaid Internal Forum. An industry association representing many of the challenger banks, fintechs and smaller financial institutions who are looking to grow rapidly. Often at the expense of the biggest banks.
We talk about whether open banking is a massive opportunity or headache, what are the use cases that are gaining traction and what is coming next.
Canada does not need to guess how consumer-directed finance plays out. It can watch. That is the country’s genuine advantage as it builds its Consumer-Driven Banking framework: every other major open banking market has already run the experiment, and each has left a different lesson Canada can improve on. The UK took over six years...
The FCA has published its Open Finance Roadmap, with key milestones beginning this year and a 2030 horizon. Banks, lenders, and fintechs face a significantly wider scope than open banking, with real commercial opportunity for those who prepare early. Here is what the roadmap says and what it means for your business.
The FCA has published its Open Finance Roadmap with specific milestones, credible use cases, and an honest acknowledgement that the UK is catching up, not leading. We break down what the plan gets right, where the real risks are, and what regulators worldwide should take from it.