Having consistently ranked among the top performing open banking APIs in the UK, Tide’s VP of Payments, Deane Barton has shared with us why great performance is so important, not only for customers, but also to ensure a good developer experience. He also explains why it helps having the people who literally wrote the book on open banking on your side.
The FCA has published its Open Finance Roadmap, with key milestones beginning this year and a 2030 horizon. Banks, lenders, and fintechs face a significantly wider scope than open banking, with real commercial opportunity for those who prepare early. Here is what the roadmap says and what it means for your business.
The FCA has published its Open Finance Roadmap with specific milestones, credible use cases, and an honest acknowledgement that the UK is catching up, not leading. We break down what the plan gets right, where the real risks are, and what regulators worldwide should take from it.
In September 2024, I published Global Interoperability, making the case that open finance would only deliver on its promise if the underlying plumbing was standardised globally, not just market by market. Eighteen months later, the landscape has changed considerably. More markets. More data. More urgency. Three arguments from that piece have aged particularly well, and...
Chris Michael
