Open Banking Expo Unplugged
It’s no secret that I’m a strong believer in open banking and open finance. Lately, forum after forum, the conversation keeps circling the same tension: a huge gap in access to credit on one side, and the fear of a default-driven bubble on the other. And I keep coming back to the same question: what...
Open banking revenue models are the commercial frameworks banks use to generate income from their open banking infrastructure, beyond the regulated minimum of free API access for licensed third parties. Regulation sets the foundation. What a bank builds above that base, and how it prices it, is what determines whether open banking becomes a cost...
Los bancos argentinos llevaban tiempo esperando saber qué les exigiría concretamente el esquema de Finanzas Abiertas (Open Finance). Esa espera concluyó con la emisión del Decreto 353/2025 en mayo de 2025. En la práctica, este decreto ubica a la Argentina en la misma senda regulatoria que los regímenes de Open Banking a nivel internacional. Aunque...