Standards Library

Jordan Payments & Clearing Company

The Central Bank of Bahrain (CBB)

The framework that supports the implementation of Open Banking in Bahrain.

CCBank

The standard has been developed to incorporate the Berlin Group's PSD2 Access to Bank Accounts (XS2A) specification with the Bulgarian standards which include specific local money transfers.

The Consumer Data Standards Program, part of The Commonwealth Scientific and Industrial Research Organisation (CSIRO)

CDS has been developed as part of the Australian Government’s introduction of the Consumer Data Right legislation to give Australians greater control over their data across different sectors, starting with banking, energy and telecommunications. 

Czech Banking Association

The Czech Banking Association’s Open Banking response to the EU’s PSD2 directive.

The Financial Data Exchange

The framework that supports the implementation of Open Banking in North America (United States of America and Canada).

The National Payments Corporation of India and the Indian Ministry of Electronic and Information Technology.

India Stack is the collective name for different technology products and frameworks: the digital identity infrastructure, the digital documents system, and the United Payments Interface (UPI) payment system across multiple bank accounts and the account aggregator framework.

Financial Services Agency (FSA)

Revision of the Banking Act in Japan mandated an Open Banking environment. The Financial Services Agency (FSA) controls the regulatory framework of electronic payment service providers.

Saudi Central Bank (SAMA)

The framework that supports the implementation of Open Banking in the Kingdom of Saudi Arabia.

The Berlin Group

The Berlin Group is made up of participants in the payments industry from both eurozone and surrounding countries, with the aim of defining open standards in the interbanking domain between the creditor bank and the debtor bank, and to help compliance with PSD2 regulation.

Hong Kong Monetary Authority (HKMA)

The Open API Framework for the Hong Kong Banking Sector focusing on retail banking operations.

Central Bank of Nigeria

The Central Bank of Nigeria (CBN), released the operational guidelines as part of the country's framework to promote data sharing across the financial system.

Financial Services Commission (FSC)
Korea Financial Telecommunications and Clearings Institute (KFTC)

A single platform for executing both inquiry and transfer APIs in South Korea.

Brazilian Central Bank (BCB) – Banco Central do Brasil (BCB)

Open Banking or Open Financial System is an initiative of the Central Bank of Brazil. They aim to bring innovation to the financial system, promote competition, and improve the offering of financial products for the consumer.

API centre

Payments NZ developed the API Centre standards in consultation with the New Zealand government.

The Polish Bank Association

The PolishAPI was created in response to the EU's PDS2 directive by the Polish payment sector (banks and non-banking entities). It focuses on defining the interface enabling third parties to access payment accounts.

A joint initiative of the Monetary Authority of Singapore (MAS) and the Smart Nation and Digital Government Group (SNDGG), with the support of the Ministry of Manpower (MOM) Monetary Authority of Singapore.

SGFinDex allows an individual to retrieve and share their financial data, whether from government agencies or banks, and then pass that information on to other organisations, such as banks. Access is via the Singaporean national digital identity, SingPass.

The Slovak Banking Association in cooperation with the National Bank of Slovakia

The Slovak Banking Association implementation of API focused on compliance with PSD2 guidelines and security. The Slovak Banking API Standard (SBAS) is an open standard that covers all banks operating in the country and defines secure communication between the banks and third-party providers based on PSD2 requirements.

Indonesia Payment System Association (ASPI)

Bank Indonesia's payment standard, which includes a balance inquiry standard, allowing real time balance information, transaction histories and bank statements.

STET

STET was created by a group of major French banks to undertake the development of a new platform that would meet the transformation and challenges the payments industry was set to undergo with the standard created according to PSD2.

Open Banking Project

The Swiss NextGen API is the adapted version of the Berlin Group’s NextGenPSD2 XS2A Framework.

OBIE

The Open Banking Implementation Entity (OBIE) publishes and maintains the UK's Open Banking standard, supervises the UK's Open Banking ecosystem, and provides assistance in the form of information-sharing platforms, certification, as well as managing disputes and complaints. It is open to all account providers and covers all online payment accounts.