Articles by Shannon Bellringer
“We Were Thrilled About It”: Virgin Money’s Former CEO on Open Banking’s Early Days
During our podcast episode Off the Record: Huw Davies and Jayne-Anne Gadhia on Global Open Finance, Dame Jayne-Anne shares her first-hand experience of what it was like to be right at the heart of the UK’s open banking revolution. As CEO of Virgin Money during those early days, she witnessed the regulatory push for competition,…
Shannon Bellringer
19, Feb 2026
Understanding ASPSPs and TPPs in the UK and Europe: The Two Sides of Open Banking
Lost in open banking acronyms? This guide explains who holds customer data (ASPSPs) and who uses it (TPPs) in the UK and European ecosystem. Find out which side your business is on and what that means for your strategy.
Shannon Bellringer
04, Feb 2026
10 Middle East & Africa Fintech Events You Should Know About in 2026
Discover the 10 must-attend open banking and fintech events across the Middle East and Africa in 2026. From Dubai Fintech Summit to Money 20/20 Middle East, find out where the region’s banks, regulators, and fintech leaders are gathering to shape the future of financial services.
Shannon Bellringer
30, Jan 2026
3 Open Banking Predictions for 2026
Huw Davies, CEO and Co-Founder of Ozone API shares three predictions for what’s coming in open banking and open finance over the next twelve months. Find out what’s to come in 2026.
Shannon Bellringer
14, Jan 2026
Canada Accelerates Open Banking: Key Updates from the New Budget
Consumer-Driven Banking in Canada received a significant push in the new federal budget released on November 4th 2025. Find out what it all means.
Shannon Bellringer
06, Nov 2025
The Ozone Layer: August 2025
From comprehensive VOP compliance guidance to open finance market leadership strategies and exciting developments across Africa, this month’s roundup delivers essential insights for financial institutions navigating the evolving open banking landscape. Discover regulatory updates, strategic frameworks, and real-world implementation stories that are shaping the future of open finance.
Shannon Bellringer
13, Aug 2025
The Status of Open Finance in Latin America in 2025
Open finance in Latin America 2025: Brazil leads with mature ecosystem, while Colombia, Chile & Mexico advance regulations. Get regional insights & trends.
Shannon Bellringer
07, Aug 2025
Championing Inclusivity: Ozone API Supports UK Charity National Star
At Ozone API, our commitment to ESG means creating real impact. In May 2025, we joined National Star’s “Makaton in May” challenge, learning new communication skills to better support people with disabilities. This experience strengthened our team, raised awareness and reinforced our dedication to building a more inclusive future.
Shannon Bellringer
23, Jul 2025
8 Countries Embracing Open Finance
Discover how eight countries are progressing beyond open banking into open finance. From Brazil to the UK, explore global adoption trends, regulatory frameworks, and why early adoption opens new opportunities for innovation in financial services.
Shannon Bellringer
14, May 2025
