Insights

What will unlock open banking?

Structure

Last night, I was delighted to host a panel at Open Banking Excellence, entitled “What will unlock open banking?”

It was a great panel and a fantastic discussion – see my introduction below:

For more information about Open Banking Excellence, please visit: https://www.openbankingexcellence.org/

Recommended articles

The Necessary Foundations for Consumer-Directed Finance in Canada — Lessons from Global Markets image
Insights

The Necessary Foundations for Consumer-Directed Finance in Canada — Lessons from Global Markets

Canada does not need to guess how consumer-directed finance plays out. It can watch. That is the country’s genuine advantage as it builds its Consumer-Driven Banking framework: every other major open banking market has already run the experiment, and each has left a different lesson Canada can improve on. The UK took over six years...

Ozone API
10, Sep 2026
Surfing bank house. Opportunities in the economy and financial crisis. Challenge to overcome difficulty. Flat vector illustration
Insights

The FCA’s Open Finance Roadmap: What It Means for Banks and Financial Institutions

The FCA has published its Open Finance Roadmap, with key milestones beginning this year and a 2030 horizon. Banks, lenders, and fintechs face a significantly wider scope than open banking, with real commercial opportunity for those who prepare early. Here is what the roadmap says and what it means for your business.

Ozone API
18, May 2026
Route to the goal. Working with plan on paper. Plan on paper. Strategy, marketing, business development. Flat vector illustration.
Insights

The FCA’s Open Finance Roadmap Is Really Promising, but the UK Has Ground to Make Up

The FCA has published its Open Finance Roadmap with specific milestones, credible use cases, and an honest acknowledgement that the UK is catching up, not leading. We break down what the plan gets right, where the real risks are, and what regulators worldwide should take from it.

Ozone API
11, May 2026