Resources

Your Guide to Mastering an Open Finance Strategy

Structure

Open finance is not a trend, it’s a transformative movement reshaping the global financial landscape. As customer expectations evolve and regulatory frameworks advance, financial institutions face a pivotal opportunity: lead the open finance revolution or risk being left behind.

This comprehensive guide explores the three foundational pillars of a successful open finance strategy:

  1. Defining Your Strategy – Learn how to build a clear and impactful open finance roadmap, tailored to your institution’s goals and market position.
  2. Engaging Your Board – Gain the tools to align your leadership team around the value and urgency of open finance, and secure strategic buy-in.
  3. Designing Your Operational Framework – Discover a proven model for embedding open APIs into your operations, driving innovation, compliance, and customer engagement.

Whether you’re just beginning your journey or refining an existing approach, this resource equips you with actionable insights, proven use cases, and KPI-driven opportunities. From enhancing customer experiences through data aggregation and A2A payments to monetising premium APIs, early adopters can gain a powerful competitive edge.

Download the full paper below to access the complete roadmap and real-world examples of open finance in action.

Get instant access

A collaborative guide brought to you by Ozone API and Finerio Connect.

Recommended articles

Resources

Commercialising Open Banking: A Practical Guide

Around 60 jurisdictions have implemented open banking regulation. Most banks are still treating it as a compliance cost. This guide lays out the practical steps to change that — covering three API business models, regional considerations, and a realistic roadmap from compliance to commercialisation.

Huw Davies
30, Mar 2026
Resources

“We Were Thrilled About It”: Virgin Money’s Former CEO on Open Banking’s Early Days

During our podcast episode Off the Record: Huw Davies and Jayne-Anne Gadhia on Global Open Finance, Dame Jayne-Anne shares her first-hand experience of what it was like to be right at the heart of the UK’s open banking revolution. As CEO of Virgin Money during those early days, she witnessed the regulatory push for competition,...

Shannon Bellringer
19, Feb 2026
Question and answer, FAQ, frequently asked questions or problem solving, solution or support idea concept, businessman and woman with exclamation mark, question mark with speech bubble conversation.
Resources

Understanding ASPSPs and TPPs in the UK and Europe: The Two Sides of Open Banking

Lost in open banking acronyms? This guide explains who holds customer data (ASPSPs) and who uses it (TPPs) in the UK and European ecosystem. Find out which side your business is on and what that means for your strategy.

Shannon Bellringer
04, Feb 2026