Ozone API, 3 Years On: Growth, Expansion and an £8.5M Investment | FFTV with Huw Davies, Ozone API
The first half of 2026 has been busy; Colombia made open finance mandatory, Saudi Arabia issued its first commercial open banking licences, the UAE completed one of the most ambitious cross-border open finance experiments in the world, UKPI launched what it calls the first new UK payment scheme since 2008, and in Brussels, a decade-long...
The UAE built a fully operational national Open Finance API Hub in 12 months. The UK took nearly five years. Brazil took almost three. This guide examines the six building blocks, coalition model, and realistic delivery timeline that made that speed possible, and what regulators and central banks need to get right to do the same.
The FCA has published its Open Finance Roadmap, with key milestones beginning this year and a 2030 horizon. Banks, lenders, and fintechs face a significantly wider scope than open banking, with real commercial opportunity for those who prepare early. Here is what the roadmap says and what it means for your business.