Former Virgin Money CEO Appointed Board Chair at Ozone API

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Commercialising Open Banking: A Practical Guide

Around 60 jurisdictions have implemented open banking regulation. Most banks are still treating it as a compliance cost. This guide lays out the practical steps to change that — covering three API business models, regional considerations, and a realistic roadmap from compliance to commercialisation.

Huw Davies
30, Mar 2026
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“Once It Really Takes Off, It’ll Be Unstoppable”: Why the U.S. Open Banking Market Is on the Brink

The U.S. open banking market has always moved on its own terms. But with JP Morgan now charging for API access, the commercial conversation has changed. Dame Jayne-Anne Gadhia, Ex-CEO of Virgin Money, joins Huw Davies to discuss data ownership, fairness, and why the U.S. won't stay in its holding pattern much longer.

Shannon Bellringer
23, Mar 2026
Resources

“We Were Thrilled About It”: Virgin Money’s Former CEO on Open Banking’s Early Days

During our podcast episode Off the Record: Huw Davies and Jayne-Anne Gadhia on Global Open Finance, Dame Jayne-Anne shares her first-hand experience of what it was like to be right at the heart of the UK’s open banking revolution. As CEO of Virgin Money during those early days, she witnessed the regulatory push for competition,...

Shannon Bellringer
19, Feb 2026