The Paypers Global Fintech Investments Review: Q1 2024
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Key Takeaways from FDX Global Summit 2026 with Chris Michael
At FDX Global Summit 2026, one theme dominated: banks are already moving on digital assets, but open finance doesn't support them yet. Ozone API's Co-Founder and CEO Chris Michael shares what it will take to close that gap, from solvable technical challenges to the case for global standards over market-by-market patchwork.
Global Interoperability in Open Finance: 18 Months On
In September 2024, I published Global Interoperability, making the case that open finance would only deliver on its promise if the underlying plumbing was standardised globally, not just market by market. Eighteen months later, the landscape has changed considerably. More markets. More data. More urgency. Three arguments from that piece have aged particularly well, and...
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Colombia’s Open Finance Just Became Mandatory: What Decree 0368 Means for Banks
On April 7, 2026, Colombia formally mandated Open Finance participation for all supervised financial entities via Decree 0368. This article breaks down what the decree requires, what makes its consent and cost recovery models distinctive, and what financial institutions should be doing right now to stay ahead of the implementation timeline.
Fabio Caldeira
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Ozone API in partnership with Smart Data Foundry
