UK government scraps the Payment Systems Regulator and merges it into the Financial Conduct Authority
Recommended articles
“Once It Really Takes Off, It’ll Be Unstoppable”: Why the U.S. Open Banking Market Is on the Brink
The U.S. open banking market has always moved on its own terms. But with JP Morgan now charging for API access, the commercial conversation has changed. Dame Jayne-Anne Gadhia, Ex-CEO of Virgin Money, joins Huw Davies to discuss data ownership, fairness, and why the U.S. won't stay in its holding pattern much longer.
Shannon Bellringer
23, Mar 2026
“We Were Thrilled About It”: Virgin Money’s Former CEO on Open Banking’s Early Days
During our podcast episode Off the Record: Huw Davies and Jayne-Anne Gadhia on Global Open Finance, Dame Jayne-Anne shares her first-hand experience of what it was like to be right at the heart of the UK’s open banking revolution. As CEO of Virgin Money during those early days, she witnessed the regulatory push for competition,...
Shannon Bellringer
19, Feb 2026
The Great Inversion: Why Your Customer is Now the CEO of Their Own Financial Ecosystem
The traditional banking model is dead. Today's customers are CEOs of their own financial lives, assembling best-of-breed services through open finance. Banks face a critical choice: become a compliance-only utility and lose the customer interface, or build smart API strategies that make them indispensable components in customer-managed financial stacks.
Fabio Caldeira
10, Feb 2026
Ozone API in partnership with Smart Data Foundry
