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Front cover of The Verification of Payee Rulebook Simplified PDF guide
Resources

The Verification Of Payee Rulebook Simplified

To help you navigate VOP, we’ve taken the complex EPC Rulebook and simplified it into an easy and accessible summary, including the legal framework, technical implementation, operational requirements and governance.

Ozone API
07, Nov 2025
Open silver cloche to see Canadian currency symbol dollar. Savings, Collecting Money in Account, Open Bank Deposit. World economic vision for business, technology, investment. Flat vector illustration.
Insights News

Canada Accelerates Open Banking: Key Updates from the New Budget

Consumer-Driven Banking in Canada received a significant push in the new federal budget released on November 4th 2025. Find out what it all means.

Shannon Bellringer
06, Nov 2025
Blue background with dark blue island outline the shape of Brazil.
Insights

The History of Open Finance in Brazil

How Brazil built a comprehensive open finance ecosystem in 5 years with 700+ participants and 60M+ users—leapfrogging from follower to global leader.

Ozone API
24, Oct 2025
News

Ozone API and Plumery Partner to Deliver Next-Generation Digital Banking Experience with Integrated Open Banking Capabilities

Market-leading open banking technology combines with cutting-edge digital banking platform to create seamless, standards-compliant customer experiences.

Ozone API
09, Sep 2025
This illustration features a gavel beside a financial document and coins, symbolizing the intersection of law and finance, representing justice and economic transactions in a modern context.
Insights News

The Current Status of Section 1033 in the United States: A Year on the Regulatory Rollercoaster

Section 1033 US open banking regulation faces uncertainty as JP Morgan Chase introduces fees, CFPB changes stance, and industry awaits regulatory clarity.

Ozone API
Insights

Open Banking in New Zealand: Why It Isn’t Just for the Big Banks

New Zealand’s open banking mandates major banks to implement CDR APIs by Dec 2025. Discover why smaller banks should act now to gain competitive advantage.

Ozone API
Business people studying list of rules, reading guidance, making checklist. Vector illustration for company order, restrictions, law, regulations concept
Resources

22 Important Verification Of Payee Facts Every Payment Service Provider Must Know

Essential Verification Of Payee (VOP) compliance facts for Payment Service Providers. Learn the 22 critical requirements, liability shifts, and technical specifications before the October 2025 IPR deadline.

Ozone API
01, Sep 2025
News

The Ozone Layer: August 2025

From comprehensive VOP compliance guidance to open finance market leadership strategies and exciting developments across Africa, this month’s roundup delivers essential insights for financial institutions navigating the evolving open banking landscape. Discover regulatory updates, strategic frameworks, and real-world implementation stories that are shaping the future of open finance.

Shannon Bellringer
13, Aug 2025
Insights

The Status of Open Finance in Latin America in 2025

Open finance in Latin America 2025: Brazil leads with mature ecosystem, while Colombia, Chile & Mexico advance regulations. Get regional insights & trends.

Shannon Bellringer
07, Aug 2025