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Insights

How open finance is laying the foundations to tackle financial inclusion

Several countries in Latin America still face challenges to offer financial services to a relevant portion of its population, who were historically unbanked or underbanked. Open Finance opens several opportunities to serve these users. 

Ozone API
18, Jul 2023
News

Will PSD3 finally unlock the potential of open banking?

The recently published PSD3 proposal addresses many of the issues we have seen during the implementation of open banking across Europe over the last 5+ years. However, in order to actually fix these issues banks will need to make significant changes.

Chris Michael
06, Jul 2023
James Bushby joins Ozone API
News

James Bushby Joins Ozone API as General Manager for UK, Europe, and North America

Ozone API, the leading provider of open finance software, is pleased to announce the appointment of James Bushby as General Manager for the UK, Europe, and North America.

Ozone API
15, Jun 2023
isometric vector illustration on gray background, vintage scales and a man with a woman holding cubes with a question mark, justice or equalization in rights, weight measurement
Insights

The Battle of the Standards – Who Is ‘Winning’ in the Ever More Complex Open Finance Landscape?

Is there a best in class open banking standard? Explore pockets of excellence around the globe and navigate the complex ecosystem.

Huw Davies
30, May 2023
Mac screen displaying The Global Open Data Tracker
Insights

Standards by Design: Mapping the global financial landscape in Open Banking

With open banking initiatives gaining momentum around the world, we are seeing a range of different standards emerge. Smart Data Foundry and Ozone API together bring you the Standards Library and Innovation Atlas, outlining the features and similarities between different standards being set across the globe.

Chris Michael
22, May 2023
Compliance illustration
Insights

The JROC Report on the future of Open Banking has one glaring omission

The Joint Regulatory Oversight Committee (JROC) report is a milestone in the story of Open Banking in the UK. Ozone API CEO, Chris Michael, shares his thoughts.

Chris Michael
18, May 2023
Resources

Top 8 Tips for Banks and FIs to consider when implementing Open Banking

When considering the right approach to deliver open banking APIs, either to comply with regulations and/or to unlock the potential of new revenue streams through account information and payment initiation services, banks should consider these 8 tips to ensure a successful implementation.

Ozone API
03, May 2023
News

Open Banking Pioneer Ozone API Now Available on Temenos Exchange

Ozone API on Temenos Exchange offers the quickest solution to deliver compliant open banking APIs and enable new commercial banking models. Temenos core banking customers can access ‘out of the box’ compliance as well as beyond compliance tools for premium APIs and embedded finance.

Ozone API
27, Apr 2023
Insights

Q1 reflections on the 2023 predictions

We have officially reached Q2 of the year and as we move away from what has been a particularly bleak winter in Fintech, Ozone API’s co-founder & Chief Commercial Officer Huw Davies reflects on the 2023 predictions he made at the start of the year. 1. Banks will continue to open up This is certainly…

Ozone API
03, Apr 2023