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What is Open Banking? The Complete Guide for 2026
Open banking facilitates the secure sharing of financial data. Read our comprehensive guide to learn everything Open Banking.
01, May 2026
Colombia’s Open Finance Just Became Mandatory: What Decree 0368 Means for Banks
On April 7, 2026, Colombia formally mandated Open Finance participation for all supervised financial entities via Decree 0368. This article breaks down what the decree requires, what makes its consent and cost recovery models distinctive, and what financial institutions should be doing right now to stay ahead of the implementation timeline.
Fabio Caldeira
29, Apr 2026
Canada’s Consumer-Driven Banking Act Is Now Law: What It Means, What’s Still Missing, and What Banks Should Do Next
Canada’s Consumer-Driven Banking Act received Royal Assent on March 26th. Eyal Sivan, GM for North America at Ozone API and host of the Mr. Open Banking podcast, breaks down what the legislation actually settles, where Canada sits relative to other markets, and what banks and credit unions should be doing right now.
Eyal Sivan
08, Apr 2026
Commercialising Open Banking: A Practical Guide
Around 60 jurisdictions have implemented open banking regulation. Most banks are still treating it as a compliance cost. This guide lays out the practical steps to change that — covering three API business models, regional considerations, and a realistic roadmap from compliance to commercialisation.
Huw Davies
30, Mar 2026
“Once It Really Takes Off, It’ll Be Unstoppable”: Why the U.S. Open Banking Market Is on the Brink
The U.S. open banking market has always moved on its own terms. But with JP Morgan now charging for API access, the commercial conversation has changed. Dame Jayne-Anne Gadhia, Ex-CEO of Virgin Money, joins Huw Davies to discuss data ownership, fairness, and why the U.S. won’t stay in its holding pattern much longer.
Shannon Bellringer
23, Mar 2026
“We Were Thrilled About It”: Virgin Money’s Former CEO on Open Banking’s Early Days
During our podcast episode Off the Record: Huw Davies and Jayne-Anne Gadhia on Global Open Finance, Dame Jayne-Anne shares her first-hand experience of what it was like to be right at the heart of the UK’s open banking revolution. As CEO of Virgin Money during those early days, she witnessed the regulatory push for competition,…
Shannon Bellringer
19, Feb 2026
The Great Inversion: Why Your Customer is Now the CEO of Their Own Financial Ecosystem
The traditional banking model is dead. Today’s customers are CEOs of their own financial lives, assembling best-of-breed services through open finance. Banks face a critical choice: become a compliance-only utility and lose the customer interface, or build smart API strategies that make them indispensable components in customer-managed financial stacks.
Fabio Caldeira
10, Feb 2026
Understanding ASPSPs and TPPs in the UK and Europe: The Two Sides of Open Banking
Lost in open banking acronyms? This guide explains who holds customer data (ASPSPs) and who uses it (TPPs) in the UK and European ecosystem. Find out which side your business is on and what that means for your strategy.
Shannon Bellringer
04, Feb 2026
10 Middle East & Africa Fintech Events You Should Know About in 2026
Discover the 10 must-attend open banking and fintech events across the Middle East and Africa in 2026. From Dubai Fintech Summit to Money 20/20 Middle East, find out where the region’s banks, regulators, and fintech leaders are gathering to shape the future of financial services.
Shannon Bellringer
30, Jan 2026
