Blog

Explore fresh Ozone API content

Insights

The FCA’s 5-Year Strategy: What It Means for Open Banking in the UK

Discover how the FCA’s new 5-year strategy is shaping the future of open banking and open finance in the UK. Explore their roadmap, priorities, and what it means for consumers, fintechs, and the wider financial ecosystem.

Shannon Dudley
14, Apr 2025
Insights

Financial Inclusion in Africa: Is Open Banking the Answer?

Discover how open banking could help transform financial inclusion in Africa. Explore key developments, challenges, and opportunities driving innovation and economic empowerment.

Shannon Dudley
09, Apr 2025
Insights

Mastering Verification of Payee with Senior Product Manager Ryan Waters

VOP is a new EPC initiative to enhance payment security in the SEPA zone. With the October 2025 deadline approaching, Ryan Waters of Ozone API explains how VOP works and how businesses can stay compliant.

Ozone API
01, Apr 2025
Insights

The Open Finance Opportunity for LATAM Banks: Is Your API Gateway Ready for the Shift?

Latin America’s banking sector is embracing open finance, but a standard API gateway isn’t enough. This article explores the key upgrades banks need for compliance, security, and interoperability.

Ozone API
13, Mar 2025
Insights

Verification Of Payee: A Global Overview

The EU’s new VOP mandate proves that Verification of Payee is gaining traction as regulators push for stronger payment security. We explore how different countries are implementing this fraud-prevention tool.

Shannon Dudley
27, Feb 2025
Insights

Verification Of Payee in the EU: A Guide for Banks & PSPs

Discover how Verification Of Payee (VOP) is transforming EU payments by reducing fraud and misdirected transactions. With the first VOP rulebook in place and an October 2025 compliance deadline, banks and PSPs must act now. Learn how VOP works, why it matters, and how Ozone API can support seamless implementation. Read our guide to stay ahead of regulatory requirements and enhance payment security.

Shannon Dudley
20, Feb 2025
Resources Insights

Selecting an Open Banking Platform: A Guide for Banks and Financial Institutions

Are you a bank or financial institution looking to select an open banking platform for compliance and commercial purposes? Here are a few considerations to guide you through the process.

Nihal Abughattas
06, Jan 2025
Insights

The Open Banking Vision: Unlocking Opportunities for 2025 and Beyond

Open banking is revolutionising finance worldwide, unlocking opportunities for innovation, collaboration, and better consumer experiences. As we approach the end of 2024, we share what our vision is for open banking in 2025 and beyond.

Shannon Dudley
23, Dec 2024
Letter to CFPB from Ozone API
Insights

Unlocking Open Banking in the United States: Ozone API’s Support and Recommendations for the CFPB on the Personal Financial Data Rights Rule

The CFPB’s new Personal Financial Data Rights rule marks a historic step for U.S. open banking, empowering consumers with control over their data and enabling secure third-party access. At Ozone API, we fully support this direction and have shared our insights with the CFPB, recommending a standardized security framework, certification processes, and service initiation to strengthen the open finance ecosystem.

Eyal Sivan
05, Nov 2024