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How open finance is laying the foundations to tackle financial inclusion

Several countries in Latin America still face challenges to offer financial services to a relevant portion of its population, who were historically unbanked or underbanked. Open Finance opens several opportunities to serve these users. 

Ozone API
18, Jul 2023
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Insights

The Battle of the Standards – Who Is ‘Winning’ in the Ever More Complex Open Finance Landscape?

Is there a best in class open banking standard? Explore pockets of excellence around the globe and navigate the complex ecosystem.

Huw Davies
30, May 2023
Mac screen displaying The Global Open Data Tracker
Insights

Standards by Design: Mapping the global financial landscape in Open Banking

With open banking initiatives gaining momentum around the world, we are seeing a range of different standards emerge. Smart Data Foundry and Ozone API together bring you the Standards Library and Innovation Atlas, outlining the features and similarities between different standards being set across the globe.

Chris Michael
22, May 2023
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Insights

The JROC Report on the future of Open Banking has one glaring omission

The Joint Regulatory Oversight Committee (JROC) report is a milestone in the story of Open Banking in the UK. Ozone API CEO, Chris Michael, shares his thoughts.

Chris Michael
18, May 2023
Insights

Q1 reflections on the 2023 predictions

We have officially reached Q2 of the year and as we move away from what has been a particularly bleak winter in Fintech, Ozone API’s co-founder & Chief Commercial Officer Huw Davies reflects on the 2023 predictions he made at the start of the year. 1. Banks will continue to open up This is certainly…

Ozone API
03, Apr 2023
Resources Insights

The Status of Open Finance in Latin America

Explore the current state of Open Finance in Latin America.

Ozone API
22, Mar 2023
Insights

Strong bases set out a clear path for Brazil to take the lead in Open Finance globally

Ozone APIs’s General Manager for Latin America, Fabio Caldeira, highlights the Brazilian Central Bank’s essential role for the local initiative which has evolved so much in two years and reinforces the importance of Brazil positioning itself as a global leader

Ozone API
06, Feb 2023
Building The World’s First Open Banking Standard
Insights

Lessons from building the world’s first Open Banking Standard

Open banking is now five years old in the UK. To mark this important anniversary, the founders of Ozone API reflect on their leading role in building a standard that became a blueprint for ecosystems around the world.

Ozone API
20, Jan 2023
Insights

Enabling Open Finance with TecBan in Brazil 

Ozone API and TecBan have provided more than 20 banks with the tools they need to implement standards-compliant open finance APIs and create new revenue streams. 

Katie Hayes
18, Jan 2023