Blog I Ozone API

Show Me the Money: Open Banking API Monetisation Models for Banks

How can banks monetise open banking APIs? Ozone API CEO & Co-Founder explores 3 commercial models to turn APIs into profit.

Huw Davies

18, Nov 2025

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Insights News

The Current Status of Section 1033 in the United States: A Year on the Regulatory Rollercoaster

Section 1033 US open banking regulation faces uncertainty as JP Morgan Chase introduces fees, CFPB changes stance, and industry awaits regulatory clarity.

Ozone API

09, Sep 2025

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Insights

The History of Open Finance in Brazil

How Brazil built a comprehensive open finance ecosystem in 5 years with 700+ participants and 60M+ users—leapfrogging from follower to global leader.

Ozone API

24, Oct 2025

Insights

The 3 Hidden Challenges of Early Adoption in Open Finance — and Why the Leap’s Still Worth It

Early adoption of open finance offers major advantages — but it’s not without challenges. Explore the main risks, from high initial costs to evolving standards.

Ozone API

25, Jun 2025

Ecosystem Collaboration: Open banking encourages collaboration between traditional financial institutions and new fintech players

Resources Insights

Introduction to Open Banking: Everything you need to know

Open banking facilitates the secure sharing of financial data. Read our comprehensive guide to learn everything Open Banking.

Ozone API

04, Apr 2024

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Resources

Understanding ASPSPs and TPPs in the UK and Europe: The Two Sides of Open Banking

Lost in open banking acronyms? This guide explains who holds customer data (ASPSPs) and who uses it (TPPs) in the UK and European ecosystem. Find out which side your business is on and what that means for your strategy.

Shannon Bellringer

04, Feb 2026

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Insights

10 Middle East & Africa Fintech Events You Should Know About in 2026

Discover the 10 must-attend open banking and fintech events across the Middle East and Africa in 2026. From Dubai Fintech Summit to Money 20/20 Middle East, find out where the region’s banks, regulators, and fintech leaders are gathering to shape the future of financial services.

Shannon Bellringer

30, Jan 2026

News

GFT and Ozone API Partner to Guide Canadian Institutions Through Open Banking Transition

GFT and Ozone API are partnering to launch North American financial institutions into the open banking arena as Canada’s Consumer Driven-Banking Act accelerates adoption. The partnership eliminates implementation roadblocks, helping banks achieve compliance quickly while unlocking commercial opportunities through embedded finance.

Ozone API

29, Jan 2026

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Resources Insights

The Anatomy of a Thriving Open Banking Ecosystem

If you’ve ever tried to explain how open banking works in Brazil to a regulator in Saudi Arabia, or map UK Open Banking terminology to Australia’s CDR framework, you know the problem: every market speaks a different language. So we built a solution: a visual map of the global open finance ecosystem that captures participants, roles, regulations, and standards across six continents in one accessible reference tool.

Robyn Winstanley

28, Jan 2026

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3 Open Banking Predictions for 2026

Huw Davies, CEO and Co-Founder of Ozone API shares three predictions for what’s coming in open banking and open finance over the next twelve months. Find out what’s to come in 2026.

Shannon Bellringer

14, Jan 2026

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Insights

Show Me the Money: Open Banking API Monetisation Models for Banks

How can banks monetise open banking APIs? Ozone API CEO & Co-Founder explores 3 commercial models to turn APIs into profit.

Huw Davies

18, Nov 2025

Mobile with online money transfer application in Brazil called PIX.

Insights

La Historia De Las Finanzas Abiertas En Brasil

Cómo Brasil construyó un ecosistema financiero abierto integral en 5 años con más de 700 participantes y más de 60 millones de usuarios, pasando de seguidor a líder mundial.

Ozone API

12, Nov 2025

Resources

The Verification Of Payee Rulebook Simplified

To help you navigate VOP, we’ve taken the complex EPC Rulebook and simplified it into an easy and accessible summary, including the legal framework, technical implementation, operational requirements and governance.

Ozone API

07, Nov 2025