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The Essential Guide to OBL Version 4.0

The UK open banking standard version 4.0 has been released. Here's your guide to what the changes include, deadlines, impacts and support.

Ozone API
11, Jul 2024

Open Banking in Africa: Perspectives from Nigeria, Ghana, Egypt and South Africa

We identify and evaluate exciting open banking movements in different African markets, and look at what experts in that regions have to say.

Warren Handley
30, May 2024

Open Banking in Canada with Eyal Sivan

Eyal Sivan talks about the history and future of open banking in Canada, as well as how Canadian banks can benefit from embracing open banking.

Shannon Dudley
20, May 2024

Why shaping Ozone API’s company culture is so central to who we are and what we’re learning along the way

Ozone API's Head of Marketing, Katie Hayes, writes about how shaping we're shaping our company culture and what we’re learning along the way.

Katie Hayes
14, Aug 2023

Explore fresh Ozone API content

News

Major Milestone for Open Banking in the United States

The Consumer Financial Protection Bureau (CFPB) has officially designated Financial Data Exchange (FDX) as a Standards Setting Body as of January 8, 2025. This landmark decision, following the release of Section 1033 last year, sets the stage for a regulated open banking framework in the United States.

Shannon Dudley
10, Jan 2025
Resources

Technical Guide to CFPB Section 1033

This guide provides insight and direction to technology teams at banks, financial institutions and other financial data-holders in the US ecosystem who are preparing to comply with Section 1033.

Eyal Sivan
07, Jan 2025
Resources Insights

Selecting an Open Banking Platform: A Guide for Banks and Financial Institutions

Are you a bank or financial institution looking to select an open banking platform for compliance and commercial purposes? Here are a few considerations to guide you through the process.

Nihal Abughattas
06, Jan 2025
Insights

The Open Banking Vision: Unlocking Opportunities for 2025 and Beyond

Open banking is revolutionising finance worldwide, unlocking opportunities for innovation, collaboration, and better consumer experiences. As we approach the end of 2024, we share what our vision is for open banking in 2025 and beyond.

Shannon Dudley
23, Dec 2024
Company Culture

Local Communities and Financial Inclusion at the Heart of Ozone API’s ESG Commitment

At Ozone API, 2024 was a year of impactful initiatives, where we raised funds and supported communities close to our hearts. Join us as we reflect on the highlights and celebrate the moments that truly mattered.

Shannon Dudley
10, Dec 2024
Letter to CFPB from Ozone API
Insights

Unlocking Open Banking in the United States: Ozone API’s Support and Recommendations for the CFPB on the Personal Financial Data Rights Rule

The CFPB’s new Personal Financial Data Rights rule marks a historic step for U.S. open banking, empowering consumers with control over their data and enabling secure third-party access. At Ozone API, we fully support this direction and have shared our insights with the CFPB, recommending a standardized security framework, certification processes, and service initiation to strengthen the open finance ecosystem.

Eyal Sivan
05, Nov 2024
Winner of the "Race to the Future: Open Finance" Hackathon in the Philippines
Insights

Bringing Open Finance to Life: The Philippines Open Finance Hackathon

The ‘Race to the Future: Open Finance PH Hackathon,’ event united innovators to drive financial inclusion in the Philippines. From retirement tools to financial health apps, this event highlighted open finance’s potential to reshape financial services for a more inclusive future.

Michelle Gan-Sohrabi
01, Nov 2024
A photograph of Charlotte Livingston with a blurred office background. Charlotte is wearing a black blouse and glasses.
Company Culture

Employee Spotlight: Charlotte Livingston

We’re featuring Charlotte Livingston, our Global Head of People. Charlotte shares her experience and advice on embracing global diversity, how companies can thrive even when teams are spread across time zones, and how to retain top talent, plus lots more.

Shannon Dudley
04, Oct 2024
A graphic image of the world globe with dots and lines used to show worldwide connection through global communication
Insights

Global Interoperability

Explore why global interoperability is essential for Open Finance, addressing the need for standardised regulations, security standards, and infrastructure to overcome regional fragmentation and fully realise its benefits.

Chris Michael
23, Sep 2024